Loan Interest Rates

Personal and Business Accounts

Personal Interest Rate Comparison Rate*
Owner Occupied Home Loan 
– Principal & Interest (Variable)
5.27% pa 5.39% pa
Owner Occupied Home Loan
– Interest Only (Variable)
5.99% pa 6.11% pa
Residential Investment Home Loan
– Principal & Interest (Variable)
5.46% pa 5.58% pa
Residential Investment Home Loan
– Interest Only (Variable)
5.81% pa 5.93% pa
Home Equity Loan 5.92% pa n/a       
Residential Investment Home Equity Loan 6.47% pan/a
Business Loan Rates Interest Rate
Residential Security 7.80% pa
Commercial Security 8.60% pa
Other Security 9.45% pa
Business Overdraft Rates Interest Rate
Residential Security 8.40% pa
Commercial Security 9.40% pa
Other Security 9.90% pa
Commercial Loan Rates On Application

*The comparison rates displayed are calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All lending interest rates are subject to change. Rates are for new business and may differ for existing customers.

Copyright (C) 2019 Delphi Bank – A Division of Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879 All rates are subject to change at any time. For further information on Fees and Charges or Terms of Conditions, please refer to our Terms and Conditions and other Product Disclosure Statements which are available on request. A Comparison Rate Schedule is available at any Delphi Bank branch or click the link above.