Australian Dollar Deposit Interest Rates ***

Term Deposits - Interest paid on maturity (Rates are Per Annum)

Period $1,000 - $49,999 $50,000 - $249,999 $250,000 - $5,000,000
30 days 1.18% 1.25% 1.25%
60 days 1.55% 1.70% 1.70%
90 days 2.00% 2.00% 2.00%
120 days 1.30% 1.45% 1.50%
150 days 1.30% 1.45% 1.50%
180 days 2.10% 2.10% 2.10%
270 days 1.65% 1.95% 2.20%
1 year 1.90% 2.20% 2.30%

Term Deposits - Interest paid annually (Rates are Per Annum)

Period $1,000 - $49,999 $50,000 - $249,999 $250,000 - $5,000,000
2 years 1.50% 2.25% 2.25% 
3 years1.50% 2.30% 2.30%
4 years1.50% 2.35% 2.35%
5 years1.50% 2.40% 2.40%

Deposit Interest Rates

Midas Account 
At Call1.40%
Junior Smart Saver Account 
$0+ 1.25%
Liberty Account 
$0 - $999 0.00% pa
$1,000 - $4,999 0.10% pa
$5,000 - $24,999 0.25% pa
$25,000 +0.75% pa
Odyssey 55 Account 
$0 - $3,000 0.50% pa
$3,001 - $39,999 1.00% pa
$40,000 +1.70% pa
Cash Management Account  Business Cheque Account 
$0 - $9,999 0.00% $0 - $1,999 0.00%
$10,000 - $49,999 0.20% $2,000 - $4,999 0.00%
$50,000 - $249,0000.75% $5,000 - $19,999 0.00%
$250,000 + 1.25% $20,000 - $49,999 + 0.00%
Savings Account incl. Cheque Option  Passbook Account 
$0 - $999 0.00% $0 - $499 0.00%
$1,000 - $4,999 0.05% $500 - $9,999 0.00%
$5,000 - $24,999 0.05% $10,000 - $29,999 0.05%
$25,000 - $49,999 0.05% $30,000 + 0.05%
$50,000 + 0.10% 

Copyright (C) 2019 Delphi Bank – A Division of Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879 All rates are subject to change at any time. For further information on Fees and Charges or Terms of Conditions, please refer to our Terms and Conditions and other Product Disclosure Statements which are available on request. A Comparison Rate Schedule is available at any Delphi Bank branch or click the following link to view Comparison Rate Schedule: