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Loan Interest Rates

Personal and Business Loans

Home Loans Interest Rate Comparison Rate*
Owner Occupied Home Loan - Principal & Interest (variable) 4.67% pa 4.81% pa
Owner Occupied Home Loan - Interest Only (variable) 5.39% pa 5.52% pa
Residential Investment Home Loan - Principal & Interest (variable) 4.91% pa 5.05% pa
Residential Investment Home Loan - Interest Only (variable) 5.26% pa 5.39% pa
Home Equity Loan 5.52% pa N/A
Residential Investment Home Equity Loan 6.07% pa N/A
Business Loans Interest Rate
Residential Security 7.14% pa
Commercial Security 7.94% pa
Other Security 8.79% pa
Business Support Loan 4.50% pa
Business Overdrafts Interest Rate
Residential Security 7.74% pa
Commercial Security 8.74% pa
Other Security 9.24% pa
Commercial Loan Rates On Application

Things you should know

* The comparison rates displayed are calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All lending interest rates are subject to change. Rates are for new business and may differ for existing customers.

All rates are subject to change at any time. For further information on Fees and Charges or Terms of Conditions, please refer to our Disclosure Documents.

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Before taking up any of Delphi Bank's products or services you should consider if they are appropriate for you. Delphi Bank recommends that you read the respective Terms and Conditions and other Disclosure Documents before deciding to acquire or use any of the Bank's products or services. These documents can be obtained at any of our branches or on this website.
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