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Deposit Interest Rates

Term Deposits - Interest Paid on Maturity

Period

$1,000 - $49,999

$50,000 - $249,999

$250,000 - $5,000,000

30 days 0.90% pa 0.90% pa 0.90% pa
60 days 0.90% pa 1.05% pa 1.05% pa
90 days 1.50% pa 1.50% pa 1.50% pa
120 days 1.05% pa 1.20% pa 1.25% pa
150 days 1.05% pa 1.20% pa 1.25% pa
180 days 1.30% pa 1.30% pa 1.30% pa
270 days 0.85% pa 1.05% pa 1.20% pa
1 year 1.10% pa 1.15% pa 1.20% pa

Term Deposits - Interest Paid Annually

Period

$1,000 - $49,999

$50,000 - $249,999

$250,000 - $5,000,000

2 years 1.30% pa 1.30% pa 1.30% pa
3 years 1.35% pa 1.35% pa 1.35% pa
4 years 1.40% pa 1.40% pa 1.40% pa
5 years 1.45% pa 1.45% pa 1.45% pa

Personal and Business Accounts

Midas Account Interest Rate
At Call 1.00% pa
Junior Smart Saver Account Interest Rate
$0+ 0.50% pa
Liberty Account Interest Rate
$0 - $999 0.00% pa
$1,000 - $4,999 0.05% pa
$5,000 - $24,999 0.05% pa
$25,000+ 0.05% pa
Odyssey 55 Account Interest Rate
$0 - $3,000 0.10% pa
$3,001 - $39,999 0.50% pa
$40,000+ 1.20% pa
Cash Management Account Interest Rate Business Cheque Account Interest Rate
$0 - $9,999 0.00% pa $0 - $1,999 0.00% pa
$10,000 - $49,999 0.10% pa $2,000 - $4,999 0.00% pa
$50,000 - $249,000 0.25% pa $5,000 - $19,999 0.00% pa
$250,000+ 0.50% pa $20,000 - $49,999+ 0.00% pa
Savings Account incl. Cheque Option Interest Rate Passbook Account Interest Rate
$0 - $999 0.00% pa $0 - $499 0.00% pa
$1,000 - $4,999 0.05% pa $500 - $9,999 0.00% pa
$5,000 - $24,999 0.05% pa $10,000 - $29,999 0.05% pa
$25,000 - $49,999 0.05% pa $30,000+ 0.05% pa
$50,000+ 0.10% pa    

All rates are subject to change at any time. For further information on Fees and Charges or Terms of Conditions, please refer to our Terms and Conditions and other Product Disclosure Statements.

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Before taking up any of Delphi Bank's products or services you should consider if they are appropriate for you. Delphi Bank recommends that you read the respective Terms and Conditions and other Disclosure documents before deciding to acquire or use any of the Bank's products or services. These documents can be obtained at any of our branches or on our website delphibank.com.au/help-and-support
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