Savings Accounts

Sit back and watch your money grow with a flexible, high-earning savings account.

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Savings Accounts

Personal Banking

Smarter ways to save for all ages, all goals, and the unexpected

Explore our range of savings accounts with flexible investment periods, plus more features to help you earn interest and grow your savings.

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Midas Account

Savings account managed online

High interest earning account, calculated daily and paid monthly

Limited number of fee-free transactions per month to help you grow your balance^*

Low minimum account opening balance of $10

No account maintenance fee

Access to your funds at call via Delphi Bank branch, online and mobile banking

Deposit funds via Delphi Bank branch, inward telegraphic transfer and electronic direct deposit

Apply now View interest rates

Junior Smart Saver Account

Savings account for under 18s

Low minimum account opening balance of $5

Kickstart your savings with a complimentary Delphi Bank money box

Deposit funds via Delphi Bank branch, inward telegraphic transfer and electronic direct deposit

Access to your funds at call via Delphi Bank branch, online and mobile banking

Competitive interest rate – calculated daily and paid half-yearly

No account maintenance fee

Make an enquiry View interest rates

Passbook Account

Savings account for customers who deal with a Delphi Bank branch

Save with a Passbook, no matter your age

Minimum account opening balance of $100

Limited number of fee-free transactions per month to help you grow your balance^*

Deposit funds via Delphi Bank branch, inward telegraphic transfer, cheque deposit and electronic direct deposit

Access to your funds at call via Delphi Bank branch

Competitive interest rate – calculated daily and paid half-yearly

No account maintenance fee

Make an enquiry View interest rates

Foreign Currency Savings Account

Savings account in Euro, USD, NZD and UK Pound

Minimum account opening balance of EUR1,000, USD1,000, NZD1,000 and GBP1,000

Access to your funds at call via Delphi Bank branch, inward and outward and telegraphic transfers, cheque deposit, electronic direct deposit and more*

Monthly account maintenance fee equivalent to AUD8.00 in the applicable foreign currency

Competitive interest rate – calculated daily and paid monthly

Make an enquiry View interest rates

Not sure which of these accounts is for you?

Reach your savings goals sooner

Your Term Deposit Account

Lock-in a competitive interest rate with a Term Deposit Account from as short as 30 days to 5 years.

Apply now Make an enquiry

Helpful Tools

Use our helpful tools to learn more about our range of savings accounts, and how you can reach your savings goals sooner.

Account Interest Rates

Plan your Savings

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Helpful links

See all Help Topics

Keeping my account secure

Lost or stolen cards

Dispute a transaction

Closing my account

Regular payments help

Financial difficulty assistance

Financial abuse

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Additional information

* View the relevant Terms and Conditions that apply to a number of our products for more information related to fee structures, fee-free transactions and further account access options.

Savings Accounts

Smarter ways to save for all ages, all goals, and the unexpected

Midas Account

Junior Smart Saver Account

Passbook Account

Foreign Currency Savings Account

Not sure which of these accounts is for you?

Reach your savings goals sooner

Your Term Deposit Account

Helpful Tools

Account Interest Rates

Plan your Savings

Apply Online

Helpful links

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