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Savings Accounts

Sit back and watch your money grow with a flexible, high-earning savings account.

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Smarter ways to save for all ages, all goals, and the unexpected

Explore our range of savings accounts with flexible investment periods, plus more features to help you earn interest and grow your savings.

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Midas Account
Savings account managed online
High interest earning account, calculated daily and paid monthly
Limited number of fee-free transactions per month to help you grow your balance*
Low minimum account opening balance of $10
No account maintenance fee
Access to your funds at call via Delphi Bank branch, online and mobile banking
Deposit funds via Delphi Bank branch, inward telegraphic transfer and electronic direct deposit
Apply Now View interest rates
Junior Smart Saver Account
Savings account for under 18s
Low minimum account opening balance of $5
Kickstart your savings with a complimentary Delphi Bank money box
Deposit funds via Delphi Bank branch, inward telegraphic transfer and electronic direct deposit
Access to your funds at call via Delphi Bank branch, online and mobile banking
Competitive interest rate – calculated daily and paid half-yearly
No account maintenance fee
Make an Enquiry View interest rates
Passbook Account
Savings account for customers who deal with a Delphi Bank branch
Save with a Passbook, no matter your age
Minimum account opening balance of $100
Limited number of fee-free transactions per month to help you grow your balance*
Deposit funds via Delphi Bank branch, inward telegraphic transfer, cheque deposit and electronic direct deposit
Access to your funds at call via Delphi Bank branch
Competitive interest rate – calculated daily and paid half-yearly
No account maintenance fee
Make an Enquiry View interest rates
Foreign Currency Savings Account
Savings account in Euro, USD, NZD and UK Pound
Minimum account opening balance of EUR1,000, USD1,000, NZD1,000 and GBP1,000
Access to your funds at call via Delphi Bank branch, inward and outward and telegraphic transfers, cheque deposit, electronic direct deposit and more*
Monthly account maintenance fee equivalent to AUD8.00 in the applicable foreign currency
Competitive interest rate – calculated daily and paid monthly
Make an Enquiry View interest rates

Not sure which of these accounts is for you?

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Reach your savings goals sooner

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Happy couple moving couch in new home.

Your Term Deposit Account

Lock-in a competitive interest rate with a Term Deposit Account from as short as 30 days to 5 years.

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Helpful Tools

Use our helpful tools to learn more about our range of savings accounts, and how you can reach your savings goals sooner. 

Account Interest Rates
Plan your Savings
Apply Online

Helpful links

See all Help Topics
Keeping my account secure
Lost or stolen cards
Dispute a transaction
Closing my account
Regular payments help
Financial difficulty assistance
Financial abuse
Online enquiry

* View the relevant Terms and Conditions that apply to a number of our products for more information related to fee structures, fee-free transactions and further account access options.

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Proudly part of Bendigo and Adelaide Bank Limited.

Before taking up any of Delphi Bank's products or services you should consider if they are appropriate for you. Delphi Bank recommends that you read the respective Terms and Conditions and other Disclosure documents before deciding to acquire or use any of the Bank's products or services. These documents can be obtained at any of our branches or on our website delphibank.com.au/help-and-support
© Copyright 2020 Delphi Bank - A Division of Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879.