Explore and compare the features of our Personal Banking Accounts.
Tools and Calculators to help you decide the right product for you:
Personal Transaction Account Options
|
Savings Account |
Liberty Account |
Junior Smart Saver Account |
Passbook Account |
Odyssey 55 Account |
|
|---|---|---|---|---|---|
|
Free Transactions |
10 per month | Unlimited ATM/EFTPOS transactions | Unlimited | 4 per month | 10 per month |
|
Free ATM/EFTPOS |
4 ATM / 6 EFTPOS | Unlimited | 4 ATM / 6 EFTPOS | N/A | 4 ATM / 6 EFTPOS |
|
Monthly Fee |
No | No, if $2000 per month credited | No | No | No |
|
Minimum Opening Balance |
$10 | $1 | $5 | $100 | $100 |
|
Funds Available |
At Call | At Call | At Call | At Call | At Call |
|
Interest Calculated |
Daily | Daily | Daily | Daily | Daily |
|
Interest Paid |
Monthly | Monthly | Half-yearly | Half-yearly | Monthly |
Personal Transaction Access Options
|
Savings Account |
Liberty Account |
Junior Smart Saver Account |
Passbook Account |
Odyssey 55 Account |
|
|---|---|---|---|---|---|
|
Visa Debit Card |
Yes | Yes | No | No | Yes |
|
Online Banking |
Yes | Yes | Yes (view only) | No | Yes (view only) |
|
Cheque Book |
Yes |
Yes | No | No | Yes |
|
Delphi Bank Branches |
Yes | Yes | Yes | Yes | Yes |
|
Direct Credits/Inward Telegraphic Transfers |
Yes | Yes | Yes | Yes | Yes |
|
Direct Debits |
Yes | Yes | No | No | Yes |
|
Regular Transfers between Delphi Bank Accounts |
Yes | Yes | No | Yes | Yes |
|
Deposits via Mail (Cheques) |
Yes | Yes | Yes | Yes | Yes |
Personal Investment Account Options
|
Term Deposit Account |
Midas Account |
Cash Management Account |
|
|---|---|---|---|
|
Free Transactions |
N/A | 15 per month | 5 per month |
|
Free ATM/EFTPOS Withdrawals |
N/A | N/A | 4 ATM / 6 EFTPOS |
|
Monthly Fee |
No | No | No, if balance over $2000 |
|
Minimum Opening Balance |
$1000 | $10 | $5000 |
|
Minimum Balance |
Yes | $1 | $2000 |
|
Minimum Balance Fee |
N/A | N/A | Yes |
|
Funds Available |
On Maturity | At Call | At Call |
|
Interest Calculated |
Daily | Daily | Daily |
|
Interest Paid |
On Maturity or Monthly | Monthly | Half-yearly |
Personal Investment Access Options
|
Term Deposit Account |
Midas Account |
Cash Management Account |
|
|---|---|---|---|
|
Visa Debit Card |
No | No | Yes |
|
Online Banking |
Yes (View Only) | Yes | Yes |
|
Cheque Book |
No | No | Yes |
|
Delphi Bank Branches |
No | No | Yes |
|
Direct Credits/Inward Telegraphic Transfers |
No | Yes | Yes |
|
Direct Debits |
No | Yes | Yes |
|
Regular Transfers between Delphi Bank Accounts |
No | Yes | Yes |
|
Deposits via Mail (Cheques) |
No | Yes | Yes |
