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Investment Accounts

Get guaranteed returns, and create a secure financial future with a flexible, high-earning investment account.

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Easy and secure ways to invest your money, on your terms

Explore our range of investment accounts that help you manage your money now, while planning ahead to create a secure financial future.

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Term Deposit Account
Investment account with a choice of fixed terms to suit your needs
Competitive fixed interest rates
Long-term or short-term investment periods, from 30 days to 5 years
Flexible interest structure, paid monthly, quarterly, annually or at maturity*
Minimum account opening balance of $1000
No account maintenance fee
24-hour access to see and track your savings with online and mobile banking (view only)
Deposit funds via Delphi Bank branch*
Reinvest, add or withdraw your savings at maturity*
Apply now View interest rates
Foreign Currency Term Deposit Account
Investment account in Euro, US and NZ Dollar, and UK Pound
Minimum account opening balance of EUR10,000, USD10,000, NZD25,000 and GBP10,000
Short-term investment periods, from 30 days to 12 months
No account maintenance fee
Competitive fixed interest rates paid at maturity or rollover date*
Reinvest, add or withdraw your foreign currency savings at maturity, in AUD or foreign currency (if available)*
Make an enquiry View interest rates
Midas Account
Savings account managed online
High interest earning account, calculated daily and paid monthly
Limited number of fee-free transactions per month to help you grow your balance*
Low minimum account opening balance of $10
No account maintenance fee
Access to your funds at call via Delphi Bank branch, online and mobile banking
Deposit funds via Delphi Bank branch, inward telegraphic transfer and electronic direct deposit
Apply now View interest rates
Cash Management Account
Investment account with everyday access to your savings
Competitive interest rate (paid monthly) that grows with your savings
Visa Debit Card and/or Cheque Book included
Minimum account opening balance of $5,000
No account maintenance fee for accounts with a closing account balance of at least $2,000*
Access to your savings at call via ATM, EFTPOS, Delphi Bank branch, Commonwealth Bank branch (deposit only), online and mobile banking, and more*
No ATM withdrawal fees with Australia’s largest network of fee-free ATMs*
Make an enquiry View interest rates

Not sure which of these accounts is for you?

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Plan your budget now and reach your financial goals sooner

Helpful links

See all Help Topics
Keeping my account secure
Lost or stolen cards
Dispute a transaction
Closing my account
Regular payments help
Financial difficulty assistance
Financial abuse
Online enquiry

* View the relevant Terms and Conditions that apply to a number of our products for more information related to fee structures, fee-free transactions and further account access options.


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Before taking up any of Delphi Bank's products or services you should consider if they are appropriate for you. Delphi Bank recommends that you read the respective Terms and Conditions and other Disclosure documents before deciding to acquire or use any of the Bank's products or services. These documents can be obtained at any of our branches or on our website delphibank.com.au/help-and-support
© Copyright 2019 Delphi Bank - A Division of Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879.