Help and Support

As an essential service, Delphi Bank branches remain open.

However please note, our Delphi Bank Head Office at Rialto Towers will remain open for staff only. For all Melbourne Corporate Banking clients, please contact your Relationship Manager for further assistance, or find a your next closest Delphi Bank branch.

Wherever possible, please use Online Banking, our Mobile Banking App, or the network of fee-free ATMs for your banking.

As an essential service, bank branches and the network of fee-free ATMs remain open. Some ATMs may not be accessible depending on their location (those at branches or shopping centres that may have temporarily closed).

Whether you’re a homeowner, business owner, retiree, casual worker or a student - we're here to help you.

• Financial Assistance Package for Personal Customers 
• Financial Assistance Package for Business Customers
• Small Business Relief Package
• Federal Government COVID-19 Economic Package

You will need to self-assess whether your business has been adversely impacted, and to what degree. Once this is determined, we will not require further verification.

The government’s economic support package consists of two payments of $750 for eligible recipients. You can expect to receive the first $750 deposited into your nominated myGov account between 31 March and mid-April 2020. The second payment will be deposited from 13 July 2020.

For more information, or to check your eligibility, visit the Department of Social Services website.

Yes. We’re offering loans at very low interest rates, supported by the Government through an SME Loan guarantee.

Your business will still need to meet certain lending criteria however. Please contact your dedicated Relationship Manager for more information.

Based on your circumstances, you can defer your home loan repayments for up to six months. If you choose to do this, interest and fees will still be added to your loan balance during that time.

If you have already deferred repayments for six months, you may be eligible for an additional four months relief. 

Once the deferred period finishes, we’ll work with you on a plan to repay the amount you’ve deferred. This might involve increasing your minimum repayments for the deferred period, or extending the term of your loan.

As always, we’re here to help discuss your options and how they’ll affect you.

Once the deferred period finishes, we will contact you to ask whether your situation has improved, and will discuss further assistance if required. When your arrangement ends, the following options are available:

• You can repay any outstanding repayment arrears, if any, at the end of the financial assistance arrangement
• You can make a repayment plan to pay any outstanding arrears over an agreed period of time
• We can recalculate the repayments of the loan based on the capitalised interest accrued for the loan to remain on the current loan term
• We can extend the term of your loan

If you’re affected by financial hardship and require repayment relief please call the Mortgage Help Centre on 1300 138 520.

A payment pause or deferral will not show as missed payments in your credit report. To learn more about your credit score and credit report visit CreditSmart.

Yes. Delphi Bank is proudly part of Bendigo Bank, Australia’s fifth biggest bank, and one of its most trusted brands. For our bank, it’s business as usual: we're in a very strong position to keep your money safe, our branches remain open and our staff remain dedicated to providing you with the products you want, the technology you expect, and the service you deserve.

Under the Financial Claims Scheme (FCS), there is a cap of $250,000, guaranteed per person. This is the same for all Australian banks.

So if you have three deposit accounts with Delphi Bank, each with a balance of $100,000, these will be added together and the FCS will protect you for $250,000. The remaining $50,000 will not be guaranteed. In the case of joint accounts, a depositor’s share of the joint account will be added to their other deposits and the FCS limit will be applied to the aggregated amount.

Visit our Financial Claims Scheme page for more information.

You can apply online for Online and Mobile Banking, or call your local branch or 1300 665 062 for help over the phone. 

To start using our Mobile Banking App, you’ll need to register for Online Banking.

Once you've registered for Online Banking, it only takes a few seconds to download the app via the App Store (iPhone users) or Google Play (Android users).

No. There is no change to Online Banking transactions or payments – they are still being processed within the same timeframe as they always have.

For information on how to keep yourself safe online visit Stay Smart Online website.

If you think you've been scammed, call us on 1300 660 550 immediately.

• For the latest health information visit the Department of Health Website and stay up to date on official information with the Coronavirus Australia app
• For the latest travel information visit the Australian Border Force or Home Affairs website
• For Australian Government’s Economic Response visit the Treasury website
• For business support, visit business.gov.au support line: 13 28 26