Savings and Investments Accounts

Grow, get started or plan for the future of your business with high-earning Savings and Investment Accounts.

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Savings & Investment Accounts

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I want a savings and investment account that:

Earns high interest

Has flexible investment periods

Easy and secure access to my funds

Easy and secure ways to invest your money, on your terms

Midas Account

Savings account managed online

High interest earning account, calculated daily and paid monthly

Limited number of fee-free transactions per month to help you grow your balance^*

Low minimum account opening balance of $10

No account maintenance fee

Access to your funds at call via Delphi Bank branch, online and mobile banking

Deposit funds via Delphi Bank branch, inward telegraphic transfer and electronic direct deposit

Apply Now View interest rates

Cash Management Account

Investment account with everyday access to your savings

Competitive interest rate (paid monthly) that grows with your savings

Visa Debit Card and/or Cheque Book included

Minimum account opening balance of $5,000

No account maintenance fee for accounts with a closing account balance of at least $2,000^*

Access to your savings at call via ATM, EFTPOS, Delphi Bank branch, Commonwealth Bank branch (deposit only), online and mobile banking, and more^*

No ATM withdrawal fees with Australia’s largest network of fee-free ATMs^*

Make an Enquiry View interest rates

Not sure which of these accounts is for you?

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Does your business send money overseas?

Smarter ways to save, make and receive payments in foreign curreny.

Foreign Currency Savings Account

Savings account in Euro, USD, NZD and UK Pound

Minimum account opening balance of EUR1,000, USD1,000, NZD1,000 and GBP1,000

Access to your funds at call via Delphi Bank branch, inward and outward and telegraphic transfers, cheque deposit, electronic direct deposit and more*

Monthly account maintenance fee equivalent to AUD8.00 in the applicable foreign currency

Competitive interest rate – calculated daily and paid monthly

Make an Enquiry View interest rates

Foreign Currency Term Deposit Account

Investment account in Euro, US and NZ Dollar, and UK Pound

Minimum account opening balance of EUR10,000, USD10,000, NZD25,000 and GBP10,000

Short-term investment periods, from 30 days to 12 months

No account maintenance fee

Competitive fixed interest rates paid at maturity or rollover date^*

Reinvest, add or withdraw your foreign currency savings at maturity, in AUD or foreign currency (if available)^*

Make an Enquiry View interest rates

Not sure which of these accounts is for you?

Helpful links

See all Help Topics

Keeping my account secure

Lost or stolen cards

Dispute a transaction

Closing my account

Regular payments help

Financial difficulty assistance

Financial abuse

Online enquiry

Additional information

* View the relevant Terms and Conditions that apply to a number of our products for more information related to fee structures, fee-free transactions and further account access options.

Savings and Investments Accounts

I want a savings and investment account that:

Easy and secure ways to invest your money, on your terms

Midas Account

Cash Management Account

Not sure which of these accounts is for you?

Does your business send money overseas?

Smarter ways to save, make and receive payments in foreign curreny.

Foreign Currency Savings Account

Foreign Currency Term Deposit Account

Not sure which of these accounts is for you?

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