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Business Loans & Finance

Do business your way, with a tailored loan and finance options.

Discover expertise and financial solutions for your business.

Whether you're growing, just getting started, or planning for the future of your business - we can help.

Business Loans

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Business Loan

Give your business a boost and gear it for growth with a Business Loan

Key features:

  • No penalties for early repayment
  • Choice of variable or fixed interest rate options, or a combination of both
  • Interest only options available
  • Redraw facility
  • Minimum loan $20,000
  • Maximum loan terms 15 years (residential or commercial security)
  • Interest calculated daily and charged monthly
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Commercial Loan

Take advantage of our competitive rates when you finance or refinance for business or investment purposes with a Commercial Loan 

Key features:

  • Variable interest rate with the option to roll over 30, 60, 90 and 180 days
  • Fixed interest rate 1 to 5 years
  • Interest only option available
  • Minimum loan $500,000
  • Maximum term 5 years, minimum 6 months
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Construction Loan

Build your property portfolio, or your dream development with a Construction Loan

Key features:

  • Flexible repayment options, including principal and interest, interest only, and the option of capitalising interest
  • Choice of variable or fixed interest rate options, or a combination of both
  • Flexible progressive draw down facility (variable interest rate only)
  • Finance tailored to your business needs
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Business Overdraft

Manage your cash flow quickly and easily with a Business Overdraft:

  • No penalties for early repayment
  • Reviewed annually
  • Interest calculated daily and charged monthly

Contact a Relationship Manager

Business Finance

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Property Finance

Borrow to buy and invest in your own business growth

Key features:

  • Commercial, industrial, retail or residential property
  • Choice of variable or fixed interest rate options, or a combination of both
  • Interest only options available
  • Finance tailored to your business needs
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Trade Finance

Manage your international trade finance, foreign exchange and cash management position in one place

Key features:

  • Issuance of import documentary letters of credit in most major currencies and into most markets
  • Available on a sight or deferred payment basis
  • Added security of bank to bank transmission for import documents
  • Provision of spot currency exchange contracts
  • Telegraphic transfer and foreign currency draft facilities available
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Equipment Finance

Plan big, and achieve your business goals with Equipment Finance solutions - from an Equipment Loan, Finance Lease, Asset Purchase or Novated Lease

Key features:

  • Finance options from $10,000 up to an approved amount
  • Maximum 7 years, minimum 2 years
  • Flexible repayment options - in advance or in arrears and on a monthly, quarterly, six monthly or annual basis subject to approval


Not sure which of these options is right for your business?

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Before taking up any of Delphi Bank's products or services you should consider if they are appropriate for you. Delphi Bank recommends that you read the respective Terms and Conditions and other Disclosure documents before deciding to acquire or use any of the Bank's products or services. These documents can be obtained at any of our branches or on our website
© Copyright 2019 Delphi Bank - A Division of Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879.